From Crisis to Safety; Safe Harbour

Ginette Muller explains how Safe Harbour can help if your business runs into trouble by giving you time to fix the problems

You run a business. You can’t imagine doing anything else. The rewards are great, but so are the risks. And taking those risks means sometimes things go wrong.

The reality is that change is the only certainty, and mistakes are more likely when decisions are forced upon you. Suddenly you find yourself in trouble. Everything you’ve worked for is threatened. Not just the business, but your personal assets, your home and family; all the people who rely on you. Despite running your business professionally, paying bills on time and doing ’the right thing’, you’re running into trouble

Under extreme stress it’s difficult to make good decisions and so you find your business is in crisis. You lack the confidence and clarity you once had to stop the business – maybe even your life – unraveling. It’s vital now to get external advice, to know what your options are. One of those options could be Safe Harbour.

What is Safe Harbour?

Safe Harbour is a strategy offered by our appropriately qualified practitioners. It is specialised and it is new – which means it is worth taking the time to ensure you are getting a service and protection that is fit for purpose.

For Safe Harbour to protect you, it needs to be delivered by properly qualified professionals. Imagine Safe Harbour as a window of protection while you take stock of your business circumstances – time to implement some changes perhaps.

Ginette Muller is a qualified and ASIC registered practitioner who offers Safe Harbour. She is one of the many panel members who are experts in their field – together they form, providing a full-service advisory for small to medium business.

To maintain the highest standards, the members of have appropriate professional registrations and memberships, qualifications fit for the services they offer, and of course insurance.

Their motto ‘wanting you to succeed’ underpins thesolvers., which offers specialist Legal, Tax, Cash flow, Business Transformation and HR advice.

Because is a service designed for small to medium business, the fees are kept within a budget. An initial phone consultation is also offered free and without obligation.
This article was originally published in Label Magazine, – Summer 2019 edition

If you would like to speak to one of our advisors click below. Your initial consultation is free and without obligation.

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Any or all of these reasons for business owners with a Pty Ltd company who:

  • have closed or are likely to close their business without any money left 
  • cannot afford $15,000 but want to place their company into liquidation  
  • want to do the right thing and inform their creditors properly about the business closing down 
  • want to draw a line in the sand so they can get on with their future.

If you have personal assets you want to protect, like a family home or director’s guarantees, this may not be for you, but you should ask us.

Cheryl Stainsby

Cheryl is a Director’s Advocate specialising in Crisis Management; Business Health Checks, Asset Protection and Exit Strategy  Find out more or Email Cheryl.

Niall Coburn

Niall Coburn

Niall is a Litigator, Prosecutor and Corporate Investigator. Find out more or Email Niall.

Bruce Pasetti portrait photo

Bruce Pasetti

Bruce Pasetti is the ‘go-to’ for actions for Windup (or to defend companies and directors against similar actions). Bruce is a Solicitor with over 20 years legal and specialist Insolvency experience. Find our more or Email Bruce.

Stuart Craig

Stuart is a Business Transformation Specialist and Certified Practicing Accountant, specialising in business turnaround and restructure, business management and business ownership transfer. Find out more or Email Stuart.

James Flaherty

James Flaherty

James is a business consultant and accountant. He specialises in sales and marketing for the business and finance sectors. Find out more or Email James.


Ginette Muller

Ginette is a Business Crisis Advisor and Accountant specialising in Safe Harbour, refinancing, litigation funding, restructure and business crisis advice. Find out more or  Email Ginette.